Sean, a young star of Wall Street, has a secret past no one knows about. One night he receives a call from an unknown woman who informs him of his estranged father's death. The caller is Lizzie, who rented one of his father's rooms. She offers heartfelt condolences, but Sean is skeptical and suspects she has an ulterior motive, so he hardens his heart. Does she want his money? But it seems that Lizzie has no hidden agenda and Sean is smitten by her innocence. He wants her. But what if she finds out about his past?